Some agents sell specialized canine policies, . Most insurance companies insure homeowners with dogs , according to the Institute. But some charge more to people owning breeds that an insurer may regard as bite -prone, such as pit bulls and Rottweilers. Some cover the owner only if the dog is taken to behavior classes or is restrained in public with a . If you have been bitten by a dog , you may have to work with their home insurance company because homeowners insurance can cover dog bite lawsuits and claims. There are things you can do to minimize the personal liability associated with a lawsuit due to a dog bite.
Follow some of these precautions if you are a dog. There are specialty insurance companies that provide insurance for pet owners. As noted above, many insurance companies refuse to cover animal- bites after one incident.
As a result, the owner of a repeat offender pet often has no choice but to look for coverage from an insurance company that specializes in animal . Most homeowners companies will cancel you after a dog bite claim or surcharge your premium at renewal. If you are being cancele your options are limited. Insurance companies share your claim history and . Homeowners might want to think twice before bringing a dog into the house.
AP) LOS ANGELES – Dog bites man does not get a lot of attention in the news, but it costs insurance companies hundreds of millions in claims every year. Claims frequency has remained somewhat constant, but the costs associated with dog bites have escalated greatly. Occasionally, an insurance company could turn you down entirely, or revoke coverage, because of your dog breed. Over half of dog – bite injuries occur at home with dogs that are familiar to us.
Fortunately, most insurance companies will cover dog bite claims if they are aware that you have a dog. Some insurance companies will not insure homeowners who own certain breeds of dogs categorized as dangerous, such as pit bulls. Worse yet, your policy may be non-renewed after the claim is filed if . You may be able to recover damages from an insurance company after a dog bite , but first you must answer these questions.
In some states, they are allowed to “blacklist” certain breeds and consider them uninsurable. This can potentially leave the dog owner liable for medical bills and lawsuits if their dog bites someone. The following breeds are . There are certain breeds that make up a disproportionate amount of dog bite claims, making insurance companies less willing to cover any liability issues they cause.